Credit intelligence

Creditworthiness, without the guesswork.

Q: What does the report include?

Credit accounts and scores based on financial behaviour - borrowing history, income patterns and repayment behaviour, compiled into a comprehensive creditworthiness report.

Q: Is applicant consent required?

Yes. Explicit consent is required and must be captured before every bureau request.

Q: Can this run inside the statement analysis?

Yes - the Advanced Bank Statement Analyzer includes Experian bureau integration in the same call.

Pull Experian credit accounts, scores and repayment behaviour through one API - and turn financial history into a clear, decision-ready creditworthiness report.

Try it free → Book a demo →

Free trial credits included · Full API documentation

Sample responseLIVE API · <1S

Experian score748

Active accounts4

Overdue amount₹0

Enquiries (6 mo)2

Oldest account6.2 years

Repayment history35/36 on time

✓ VerifiedAPI docs →

What you get

Experian bureau: built for decisions, not just data

Full bureau pictureCredit accounts, scores, enquiries and repayment behaviour analysed through an AI-powered platform.

Consent-first by designBureau pulls run only with the applicant's explicit consent, captured and logged with every request.

Pairs with statement dataCombine with the Advanced Analyzer to compare bureau-reported obligations against actual bank-statement EMIs.

How it works

How the Experian bureau API works in three steps

Capture consent

The applicant consents to the credit report pull in your flow.

Request

Send the applicant's identifiers in one API call.

Report

Receive a structured creditworthiness report your policy can act on.

FAQ

Before you integrate the Experian bureau API

What does the report include?

Credit accounts and scores based on financial behaviour - borrowing history, income patterns and repayment behaviour, compiled into a comprehensive creditworthiness report.

Is applicant consent required?

Yes. Explicit consent is required and must be captured before every bureau request.

Can this run inside the statement analysis?

Yes - the Advanced Bank Statement Analyzer includes Experian bureau integration in the same call.

Works well with

Chain the Experian bureau API into a full verification flow

Advanced Bank Statement AnalyzerBureau + statement + identity in one call.Explore →

Bank Statement AnalyzerVerified income to weigh against bureau obligations.Explore →

PAN ValidatorConfirm identity before the pull.Explore →

For NBFCsThe full lending fraud stack in one flow.Explore →

Run your first Experian bureau check in under a minute.

Free trial credits and full documentation from day one.

Start free trial or book a 20-minute call